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To open a RAMS account, you need to be living in Australia.

By opening this account, you:

  • agree to the acknowledgements and consents of the Protection of your privacy
  • agree to the Terms and Conditions for Electronic Identity Verification if you’d like to use this verification method
  • agree to the RAMS Deposit Accounts Terms and Conditions and General Information
  • agree to the myRAMS Terms and Conditions
  • agree to receive account information, terms and conditions, other disclosure documents, as well as notifications about changes to these, via electronic means. You understand that if you receive a document in electronic form RAMS may not send you a paper copy (except at your request). Go to myRAMS to update your email address or change back to paper communications later on
  • agree to go paperless with eStatements. You can change back to paper later on
  • confirm that the information entered is correct
  • agree that you want us to send you a debit card

Apply with myRAMS

RAMS Financial Group Pty Ltd ABN 30 105 207 538 AR 405465 Australian credit licence 388065 promotes and distributes RAMS deposit products as an authorised representative of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 ("Westpac"). Westpac is the credit provider for RAMS home loans and the issuer of RAMS deposit products.